This is an actual report (not just a score)
  • It's a soft pull (doesn't impact your score)
  • They will not ask for your credit card
  • It will give you the option for a report from all 3 bureaus
Instructions once you have the report:
  1. Save the report
  2. Review it for errors
  3. Mark which accounts you can pay down balances to 30% of their individual limit
  4. Do not close accounts
  5. Credit tips available on my social media